You are searching for the best card for online payments in Pakistan. In that case, this article will help you find out, Top 10 Best Credit Cards in Pakistan that you can use for various types of online payments, both international and local in Pakistan. Also, share with you which will be best for you to use for different payments.

and also share with you which I am using -You before read more before you read this article. You know that cards cover your daily use of favorite features-

• Utility bill payments: international payment 
• Apps like Darza, Amazon, Google,
•  Mobile recharge, internet package
• no hidden fees and no monthly charges
• Great choice for domestic and international use.
• Instant P2P transfers,

1: SadaPay

SadaPay is one of the best cards for online shopping. You can use it for various purposes, including international payments. It’s easy to get, completely free and supports platforms like Amazon, GoDaddy, AliExpress, and many more. Both virtual and physical cards are available.

I use it for online payment, and it’s good to use –

Debit Card	fees
Visa virtual card ( )	750
Paypak card (including delivery charges)	1500
Visa Physical card ( including delivery charges )	1500
international fees	20

Best credit card in Pakistan

2: NayaPay

NayaPay is another top digital platform that enables users to make payments worldwide. You can order the card in just one click. The card is accepted internationally. You can learn more about ordering the NayaPay card.

for online card charges

Debit Card	Fees
Visa Physical card ( including delivery charges )	1000
Visa virtual card ( )	600
Paypak card (including delivery charges)	1808
international fees	0.25$

SC Pakistan

3: Bank Alfalah Cards

Bank Alfalah offers a wide range of cards, including:

• Visa Card
  
• Mastercard Gold
  
• American Express
  
• Ultra Cashback Card
  

The Visa Gold Credit Card costs PKR 6,000. The Express Card has a PKR 7,500 charge. The Ultra Cashback card starts at PKR 6,250. Each card has different features and benefits depending on your needs.

top debit card in pakistan

4:HBL Cards

HBL is one of the most trusted and widely used banks in Pakistan since 1947.

• Card Cost: Around PKR 1,250
  
• You can order your card online quickly.
  HBL cards are accepted on most online platforms.
  

5: Faysal Bank Card

Faysal Bank offers debit and credit cards that can be ordered for just PKR 850. These cards are great for both local and international usage, depending on your account type.

6: Mezan Bank Card

You know that it is one of best best banks in Pakistan because it is an Islamic bank that offers you different features, ViSA Platinum Debit Card

• 7500 per annual
• Rs. 23.44 per Transaction for local
• 4% of Transaction Amount**
• Per Day Limit
  Rs. 400,000
  
  

7: JS Bank Card

JS Bank offers an affordable and reliable online payment card:

• Card Cost: PKR 1,000
  
• You can send over PKR 50,000 online
  
• Suitable for both domestic and some international transactions.

8: Easypaisa Debit Card

• Easypaisa is a popular local payment method in Pakistan.
• It allows account-to-account transfers, bill payments, and more.

• 
  
• The debit card works only within Pakistan and can be used to pay bills or shop online.
  
• Card Cost: Approx. PKR 500-
  

9 : JazzCash Debit Card

JazzCash, similar to Easypaisa, is a mobile wallet offering:

• Easy transfers
  
• Bill payments
  
• Online shopping within Pakistan
  
• Card Cost: PKR 200
  Note: This card is only usable in Pakistan.

10: Zindigi (by JS Bank)

Zindigi is a modern digital wallet growing rapidly in Pakistan. It allows you to

• : Make online payments
  
• Invest in stocks and mutual funds
  

You can order the Zindigi card for PKR 1,000.

📌 Final Thoughts

If you’re looking for international online payments, the best cards are:

• SadaPay
• NayaPay
• Bank Alfalah Cards
  

For local payments and utility use, consider:

• JazzCash
• Easypaisa